Banks in Bremen
The smallest German state by area, consisting of Bremen and Bremerhaven. It has a compact banking market with a strong cooperative tradition.
How to use this page. Information is compiled from national banking regulators and deposit guarantee schemes. Banking rules and product availability change — always confirm details with the bank itself before acting. This is educational information, not a recommendation of any provider.
| Item | Detail |
|---|---|
| Country | Germany |
| Region | Bremen (Bremen) — North |
| Capital | Bremen |
| Currency | EUR |
| Regulator | BaFin (federal) / Senator für Finanzen Bremen |
| Deposit protection | 100,000 EUR per depositor, per bank (German statutory deposit guarantee (Einlagensicherung)) |
| Identity needed | Steueridentifikationsnummer |
Banks based in or prominent in Bremen
These institutions have a meaningful presence in the region, whether headquartered there or operating a substantial local network.
Sparkasse Bremen
Regional presence
Sparkasse Bremen is a public savings bank (Sparkasse) in Germany. Our directory records its head office in Bremen. Deposits are protected up to 100,000 EUR per depositor, per bank through the German statutory deposit guarantee (Einlagensicherung). Opening an account normally requires proof of local residency and a domestic tax identification number. It is a public-law savings bank within the Sparkassen-Finanzgruppe, operating inside a defined local territory rather than nationally. It is supervised by BaFin / Deutsche Bundesbank.
Bremer Landesbank
Regional presence
A former German Landesbank headquartered in Bremen, which served as the central institution for the savings banks of Bremen and Lower Saxony. Its business was merged into Norddeutsche Landesbank, and its customers and operations were integrated into NORD/LB. It is included here because legacy references to the institution remain common in older banking documentation. Deposits are protected up to 100,000 EUR per depositor, per bank through the German statutory deposit guarantee (Einlagensicherung).
Volksbank Bremen-Nord
Regional presence
Volksbank Bremen-Nord is a cooperative bank in Germany. Our directory records its head office in Bremen. It is a member-owned cooperative, part of the German cooperative banking sector known as the Genossenschaftsbanken. It is supervised by BaFin / Deutsche Bundesbank. Deposits are protected up to 100,000 EUR per depositor, per bank through the German statutory deposit guarantee (Einlagensicherung). Opening an account normally requires proof of local residency and a domestic tax identification number.
Weser-Elbe Sparkasse
Regional presence
Weser-Elbe Sparkasse is a public savings bank (Sparkasse) in Germany. Our directory records its head office in Bremen. It is a public-law savings bank within the Sparkassen-Finanzgruppe, operating inside a defined local territory rather than nationally. It is supervised by BaFin / Deutsche Bundesbank. Deposits are protected up to 100,000 EUR per depositor, per bank through the German statutory deposit guarantee (Einlagensicherung). Opening an account normally requires proof of local residency and a domestic tax identification number.
Credit unions and mutuals in Bremen
Member-owned institutions usually offer higher savings rates and lower fees than shareholder-owned banks. Membership eligibility varies, so check before applying.
Volksbank Bremen-Nord
Member-owned
Volksbank Bremen-Nord is a cooperative bank in Germany. Our directory records its head office in Bremen. It is a member-owned cooperative, part of the German cooperative banking sector known as the Genossenschaftsbanken. It is supervised by BaFin / Deutsche Bundesbank. Deposits are protected up to 100,000 EUR per depositor, per bank through the German statutory deposit guarantee (Einlagensicherung). Opening an account normally requires proof of local residency and a domestic tax identification number.
Sparda-Bank Hamburg
Member-owned
Sparda-Bank Hamburg is a cooperative bank operating in Germany. It is a member-owned cooperative, part of the German cooperative banking sector known as the Genossenschaftsbanken. It is supervised by BaFin / Deutsche Bundesbank. Deposits are protected up to 100,000 EUR per depositor, per bank through the German statutory deposit guarantee (Einlagensicherung). Our directory indexes it under Bremen, Hamburg and Schleswig-Holstein. Opening an account normally requires proof of local residency and a domestic tax identification number.
Available in Bremen from anywhere
National banks and digital banks operate across Germany, so your region does not restrict access to them.
National banks
Deutsche Bank
National bank
The largest bank in Germany by assets, headquartered in Frankfurt am Main. It operates as a universal bank across private clients, corporate banking, and investment banking, and also runs the DWS asset management business. Deutsche Bank is supervised by BaFin and the Bundesbank within the European Central Bank's Single Supervisory Mechanism, and German deposits are protected by the statutory deposit guarantee scheme.
Commerzbank
National bank
The second-largest listed bank in Germany, headquartered in Frankfurt am Main. It serves private and small-business customers through its branch network and digital channels, alongside corporate banking and a substantial Polish subsidiary, mBank. Commerzbank is supervised by BaFin, the Bundesbank and the ECB, and participates in the statutory German deposit protection scheme. Deposits are protected up to 100,000 EUR per depositor, per bank through the German statutory deposit guarantee (Einlagensicherung).
Postbank
National bank
A German retail bank headquartered in Bonn and part of the Deutsche Bank group, which has owned it since 2010 and completed its operational integration in the mid-2020s. Postbank serves private customers with current accounts, savings and lending, and historically used the Deutsche Post branch network. Deposits are covered by the German statutory deposit protection scheme.
HypoVereinsbank
National bank
A German bank headquartered in Munich and part of the Italian UniCredit group. It operates as UniCredit's German arm, serving private customers, wealthy clients and corporations, and includes the Wealth Management and Corporate & Investment Banking divisions. It is supervised by BaFin, the Bundesbank and the ECB, and its deposits fall under German deposit protection.
Santander Germany
National bank
The German consumer banking operation of Banco Santander, headquartered in Mönchengladbach. It focuses on retail customers, offering current accounts, consumer loans, mortgages and investment products, and runs its German business with a strong digital and telephone service model rather than a dense branch network. Deposits are protected under the German statutory scheme. It is supervised by BaFin / Deutsche Bundesbank.
Digital banks
N26
Digital
A German mobile bank headquartered in Berlin, founded in 2013 and holding a full German banking licence since 2016. It offers current accounts, cards and savings to customers across the European Economic Area entirely through a smartphone app, with no branches. It is supervised by BaFin, the Bundesbank and the ECB, and customer deposits fall under the German statutory deposit guarantee scheme.
Comdirect
Digital
A German direct bank headquartered in Quickborn, near Hamburg, and part of the Commerzbank group. It combines online brokerage with a current account and savings products, serving self-directed investors rather than branch customers. Comdirect has a German banking licence, is supervised by BaFin and the Bundesbank, and its deposits fall under the German deposit protection scheme.
DKB
Digital
A German direct bank headquartered in Berlin, operating as Deutsche Kreditbank AG and owned by Bayerische Landesbank. It serves private and business customers through digital channels without branches, offering current accounts, savings products, consumer credit and mortgages. It holds a German banking licence, is supervised by BaFin and the Bundesbank, and its deposits fall under the German statutory protection scheme.
ING Deutschland
Digital
The German direct banking arm of the Dutch ING Group, headquartered in Frankfurt am Main. It serves private customers with current accounts, savings, consumer loans, mortgages and brokerage, operating without branches through digital and telephone channels. It holds a German banking licence, is supervised by BaFin and the Bundesbank, and participates in German deposit protection.
Trade Republic
Digital
A German broker and bank headquartered in Berlin, holding a full German banking licence since 2023. It offers commission-free securities trading, savings plans and — more recently — current accounts and cards, targeting retail investors across Europe. It is supervised by BaFin, the Bundesbank and the ECB, and cash balances are held under German deposit protection arrangements.
Opening a bank account in Bremen
The documents required are strict, even though the process itself is simple. Work through these in order.
- 1Complete Anmeldung at the local registration office.
- 2Obtain your Steueridentifikationsnummer.
- 3Provide a passport or national ID with registration confirmation.
- 4Apply online or in branch.
- 5Fund the account.
Bremen banking rules worth knowing
- Bremen is a two-city state, which affects branch distribution.
- Anmeldung is required for account opening.
- Deposit protection is 100,000 EUR per depositor per bank.
- The port economy drives significant trade finance activity.
Other things to keep in mind
- Bremen and Bremerhaven are the two cities in this state.
- Trade and shipping finance are important local specialties.
- The market is compact and easy to navigate.
Frequently asked questions
Which regulator supervises banks in Bremen?
How do I open a bank account in Bremen?
How much of my money is protected in Bremen?
Do I need to be a resident of Bremen to open an account?
Sources and verification
The regulatory details on this page come from the bodies that publish them, not from secondary summaries. Each was checked in September 2026.
- BaFin (federal) / Senator für Finanzen Bremen — banking regulator for Bremen
- German statutory deposit guarantee (Einlagensicherung) — deposit protection covering 100,000 EUR per depositor, per bank
- National supervisory framework: BaFin / Deutsche Bundesbank
Banking rules and product availability change. Always confirm details with the institution itself before acting. This page is educational information, not a recommendation of any provider. Last reviewed: September 2026.
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