Terms of Use

Last verified: September 2026 · Sources: Source Policy

Last updated: September 2026

1. Acceptance of terms

By accessing or using AINext Growth (“the site”), you agree to these Terms of Use. If you do not agree, please do not use the site.

2. What this site is

AINext Growth provides free calculation tools for personal and informational use. The tools perform arithmetic on the figures you enter. They do not provide financial, investment, legal, tax or credit advice, and they do not recommend any lender, product or course of action.

3. No professional advice

4. Accuracy and estimates

We take care to use standard financial formulas and to label our assumptions clearly. However:

• Any interest rate shown by default is an indicative average, not a quote or offer.
• Results do not account for lender-specific fees, insurance, taxes, penalties or rate changes.
• Actual loan terms are set solely by the lender, and your result may differ from any lender's figure.

You are responsible for verifying any figure against the documentation provided by your lender or adviser.

5. No warranty

The site and its tools are provided “as is” and “as available”, without warranties of any kind, express or implied, including but not limited to accuracy, fitness for a particular purpose, or uninterrupted availability. We do not warrant that the site will be error-free or that any error will be corrected.

6. Limitation of liability

To the fullest extent permitted by law, AINext Growth shall not be liable for any direct, indirect, incidental, consequential or special damages arising out of or in connection with your use of, or inability to use, this site — including any financial loss, lost profits, or losses arising from decisions made in reliance on the tools.

7. Acceptable use

You agree not to:

• Use the site for any unlawful purpose;
• Attempt to interfere with, disrupt or overload the site;
• Scrape or republish substantial parts of the site without written permission;
• Present results from the site as advice from a licensed professional.

8. Intellectual property

All content, design, code and materials on this site are owned by or licensed to AINext Growth and are protected by applicable intellectual property laws. You may use the tools for personal, non-commercial purposes.

9. Third-party content and advertising

The site may display advertising and link to external websites. We do not control and are not responsible for the content, accuracy, products or practices of third parties. Any dealings you have with an advertiser or linked site are solely between you and that third party.

10. Changes

We may modify these terms at any time. The “last updated” date will reflect the change. Continued use of the site constitutes acceptance of the revised terms.

11. Governing law

These terms are governed by the laws applicable at the operator's principal place of business. Nothing in these terms limits any mandatory consumer rights you may have under your local law.

12. Contact

Questions about these terms? Email contact@ainextgrowth.com.